I’m Nupur S. Babbar, a Chartered Accountant with over a decade of experience in finance, accounting, income tax, and compliance. I write practical notes on finance & reporting, income tax, cross-border and NRI matters, and compliance, law & risk.

Latest Articles

• Designing an Invoicing SOP for a Growing Startup
  In my previous article, I discussed why SOPs become important as businesses grow. In this article, I want to share how I structured the invoicing process in an IT services company that was moving from manual operations towards automation. Since it was a startup, the team was initially small, volumes were manageable, and coordination was … Continue reading Designing an Invoicing SOP for a Growing Startup →
• Why Finance Teams Struggle Without SOPs
  SOPs, or Standard Operating Procedures, are written guidelines for carrying out routine work so that tasks are handled consistently, regardless of who is doing them. In very small businesses, SOPs often feel unnecessary because the volume of work is manageable, teams are small, and everyone works in close coordination. Founders are usually involved in most … Continue reading Why Finance Teams Struggle Without SOPs →
• Repatriation from India Explained: NRE vs NRO Accounts
  Repatriation of funds from India is one of those things that seems obvious until you actually try doing it. The assumption is simple – it’s your money, so moving it abroad shouldn’t raise questions. In practice, however, repatriation is not just a banking step; it sits at the intersection of FEMA regulations and tax compliance. … Continue reading Repatriation from India Explained: NRE vs NRO Accounts →
• Accounting Treatment of Mutual Fund Investments in Company Books
  (And How Companies Should Deal with NAV Changes) I was once asked a question in an interview that seemed straightforward at first, yet pointed to a practical issue that comes up often in corporate accounting.“How should mutual fund investments be accounted for in company books? And what do we do with daily NAV changes?” On … Continue reading Accounting Treatment of Mutual Fund Investments in Company Books →