I’m Nupur S. Babbar, a Chartered Accountant with over a decade of experience across finance operations, accounting, taxation, and compliance.
I write about what I’ve learned through execution – practical notes on finance & reporting, process and operational finance, income tax, cross-border and NRI matters, compliance, and risk.
More recently, I’ve been exploring how AI tools like Claude Cowork and ChatGPT fit into real finance workflows – not in theory, but in practice, on actual data.
Latest Articles
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I’m a Chartered Accountant. Here’s How I Actually Use Claude Cowork
Let me walk you through an audit assignment I recently worked on, where I used Claude Cowork to analyse the finance data of a growing services company. The setup was fairly typical for a fast-growing business. Around 35 contractors across different countries, four active clients, and roughly $40,000 in monthly payouts. The company had scaled…
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Designing an Invoicing SOP for a Growing Startup
In my previous article, I discussed why SOPs become important as businesses grow. In this article, I want to share how I structured the invoicing process in an IT services company that was moving from manual operations towards automation. Since it was a startup, the team was initially small, volumes were manageable, and coordination was…
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Why Finance Teams Struggle Without SOPs
SOPs, or Standard Operating Procedures, are written guidelines for carrying out routine work so that tasks are handled consistently, regardless of who is doing them. In very small businesses, SOPs often feel unnecessary because the volume of work is manageable, teams are small, and everyone works in close coordination. Founders are usually involved in most…
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Repatriation from India Explained: NRE vs NRO Accounts
Repatriation of funds from India is one of those things that seems obvious until you actually try doing it. The assumption is simple – it’s your money, so moving it abroad shouldn’t raise questions. In practice, however, repatriation is not just a banking step; it sits at the intersection of FEMA regulations and tax compliance.…
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Accounting Treatment of Mutual Fund Investments in Company Books
(And How Companies Should Deal with NAV Changes) I was once asked a question in an interview that seemed straightforward at first, yet pointed to a practical issue that comes up often in corporate accounting.“How should mutual fund investments be accounted for in company books? And what do we do with daily NAV changes?” On…
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Weekly Cash Flow: The One Report Business Owners Actually Need
Most business owners review their financials once a month, usually through monthly reports and profit numbers. By the time these are discussed, any cash issue has already been felt and managed in the moment. I was reminded of this clearly while working with a business owner who tracked his numbers very closely. Every month, profits…
Nupur S. Babbar 